“MELISSA IS THE BEST AGENT YOU CAN ASK FOR. SHE IS REALLY KNOWLEDGEABLE AND EASY TO WORK WITH. SHE ADVISED AND HELPED ME IN SELLING AND BUYING PROPERTIES IN THE PAST 5 YEARS. ALWAYS AVAILABLE TO ANSWER ALL YOUR QUESTIONS. I HIGHLY RECOMMEND HER!”
There are a lot of legal decisions to make when buying a home. It’s not easy to understand it all.
How do you know what all that legalese means? How do you know if the contract you want to present to the seller is a good one?
Don’t stress! I understand the real estate process including all that legalese! With my extensive training and years of experience, I will work diligently on your behalf, advising and directing you every step of the way.
PRO TIP: I WILL ALWAYS ENCOURAGE MY BUYERS TO GET THEIR MORTGAGE LOCALLY. WHY? BECAUSE IT REASSURES THE SELLER THAT YOU'RE WORKING WITH A REPUTABLE MORTGAGE COMPANY, WHICH ALSO REDUCES YOUR STRESS!
• Select Realtor
• Review and sign Buyer’s Agreement
• Determine needs, objectives, budget, and timeline
• Find the home that best fits your needs and objectives
• Protect your preapproval by making no significant purchases or job changes.
• Get pre-approved from the lender of your choice.
• Lender issues good faith estimate and estimate of closing costs.
• Discuss your offer with us
• We’ll submit written offer with pre-approval letter from lender
• Escrow Deposit submitted per contract
• Terms and conditions negotiated between Buyer and Seller
• Copy of ratified contract goes to lender
• You select a title company
• Complete loan application and get lender approval.
• Provide payment for appraisal.
• Select a home inspector to conduct inspections for each
contingency. Negotiate repairs, if applicable.
• Lender orders credit report and appraisal.
• Secure loan commitment from lender.
• Obtain homeowner’s policy.
• Wire funds to Title company
• Settlement. Bring a cashiers check and photo id.
• Celebrate!!!!!
Ask me about protecting yourself from wire fraud!
